Thank you for visiting TopDollar4Gold.com (this "Site")! This Site is operated by Green Bullion Financial Services, LLC ("we," "us" or "our") and allows you to: (a) participate in interactive features that we may make available such as selling your previously owned jewelry ("Jewelry") to us for refining; or (b) simply view this Site. This Terms of Use Agreement (this "Agreement") governs your use of this Site.

1. Your Use of this Site and Affirmative Representations

When you use this Site, you represent that: (a) the information you submit is truthful and accurate; (b) you will update your contact information if it changes so that we can contact you; (c) you are not violating any applicable law or regulation; (d) you are the legal owner of any Jewelry that you sell or are attempting to sell to us; and (e) you are selling or are attempting to sell Jewelry on your own behalf and are not an agent or a representative of a third party. We reserve the right to request documentation and other proof of compliance with the requirements contained in this Section.

2. Shipping and Appraisal Process, Requesting and Accepting/Rejecting a Quote, Payment, Returns and Guaranty Against Loss.

2.1 Shipping your Jewelry to Us

We are proud to offer free UPS labels to ship your material. All Jewelry must be sent insured by FedEx, UPS or USPS to provide reliability and security. If you wish to use UPS, please print out the UPS label that is generated by the Site. Once you receive your Refiner's Return Pak, simply place your unwanted jewelry into the security pack included in the Refiner's Return Pak, place the security pack in any box or envelope, attach the UPS label to the box or envelope, and ship your Jewelry to us from any UPS location. We will provide you with the 5 UPS locations that are closest to the address you submit to us. You will be able to track your UPS package online.

Your Jewelry shipped via UPS will be insured for up to $500. Jewelry shipped through other methods will be insured for up to $100. If you require additional packaging or insurance for your package, please contact our team at 951-354-2358 for additional assistance.

Please note that we only provide customers with free UPS shipping labels. If you want to send your Jewelry to us by means of USPS please call us at 951-354-2358 to make the necessary arrangements. If you wish to use UPS, you must obtain the applicable shipping label and insurance yourself.

We reserve the right, in our sole discretion, to reject delivery of any envelope or package that appears to be damaged, opened or tampered with, and we will return these envelopes or packages to you by means of USPS. We will have no liability to any customer for returning envelopes or packages in this manner.

2.2 Jewelry Appraisal

Upon receipt of your Jewelry, we will weigh and evaluate your Jewelry and provide you with a quote by phone. We purchase Jewelry for refining, not for resale. Except for small diamonds, prices for Jewelry are based solely on the weight of your Jewelry and karat grade contained in your Jewelry, not on its potential value if resold intact. For this reason, we cannot pay for gemstones in your Jewelry other than small diamonds. Prices for small diamonds are based upon carat weight, color, clarity, cut and shape. If you wish to sell your fine jewelry, such as estate pieces, diamonds over 1 carat and fine time pieces, you may obtain a quote from our affiliated site: www.theestatebuyer.com.

2.3 Requesting a Quote

If you want a quote, we recommend that you request the quote on or before the date you ship your Jewelry to us. We will issue your payment within 24 hours of receipt of your Jewelry, so if we do not receive your request for a quote by the time we receive your Jewelry, we will not be able to provide you with a quote.

2.4 Accepting/Rejecting a Quote

If you wish to accept the quote, please reply to the email you receive indicating that you accept the quote. If you would like to talk with a TopDollar4Gold representative about the quote, please respond to the email and let us know what phone number we should call. We may, in our sole discretion, record the call, and if you orally accept the quote during the call, you will be deemed to have accepted our offer. Email quotes will be valid for a period of 12 days. If you do not accept the quote, we will return your Jewelry to you. We will, in our sole discretion, choose the return carrier, insurance and receipt verification method for each transaction. We will insure your Jewelry for no more than the amount we offer you for your Jewelry, (regardless of what you insure the Jewelry for when you mail it to us), unless you notify us by phone at 1-800-241-1811 that you agree to pay for the additional insurance you request. If you believe your Jewelry is worth more than $100, we recommend that you insure your shipment for the value you think it is worth.

2.5 Payment

You may select one of three payment options: (a) Dollar4Today-direct deposit; (b) check or (c) cash on the spot.

If you prefer to be paid by Dollar4Today-direct deposit, we will deposit the fees in your account within 24 hours of receipt of your acceptance of the quote, or if no quote is requested, within 24 hours of receipt of your Jewelry. If you prefer to be paid by check, we will issue you a check within 24 hours of receipt of your acceptance of the quote, or if no quote is requested, within 24 hours of receipt of your Jewelry. We will mail your check to the address you provide on the TopDollar4Gold Inventory form unless you specify otherwise in writing.

2.6 Returns

Absolutely no return or buy back!

2.7 Guaranty Against Loss

Top Dollar 4 Giold is not reponsible for any lost or missing jewelry and will not be held liable.

3. Rules Governing Your Use of this Site

You are entirely responsible for any harm resulting from your use of this Site. You represent and warrant that:

• you will not use this Site for any unauthorized purpose including collecting user names and/or email addresses of other users by electronic or other means for the purpose of sending unsolicited email or other electronic communications;
• you will not access this Site through the use of scripts, bots or other automated means;
• you will not access this Site through any means other than through the interface that we provide to you or engage in unauthorized framing of, or linking to, this Site unless otherwise specifically authorized by us in a separate written agreement;
• you will not transmit chain letters, bulk or junk email or interfere with, disrupt, or create an undue burden on this Site or the networks or services connected to this Site, including, without limitation, hacking into this Site;
• you will not impersonate any other person or entity, provide false or misleading identification or address information, or invade the privacy, or violate the personal or proprietary right, of any person or entity;
• you will not circumvent, disable or otherwise interfere with security related features of this Site or features that prevent or restrict use or copying of any Materials (as defined in Section 5 below) or enforce limitations on use of this Site or the Materials on this Site; or
• you will not cause to appear any pop-up, pop-under, exit windows, expanding buttons, banners, advertisements or anything else that minimizes, covers or inhibits the full display of this Site.
4. Disputes with Us, Choice of Law and Forum, Limitation on the Time to File Actions and Attorney's Fees

8.1 Choice of Law. You and we agree that any disputes between us shall be resolved under the substantive law of the state of California (exclusive of its choice of law provisions). The Convention for the International Sale of Goods shall not apply.

8.2 Limitation on the Time to File Actions. You agree that regardless of any statute or law to the contrary, you must file any claim or cause of action arising out of or related to your use of this Site or any services we offer no later than one year after the claim or cause of action arose, otherwise these claims will be forever barred.

8.3 Customer is responsible for all Attorney's Fees.

5. Entire Agreement

This Agreement constitutes the entire agreement between you and us regarding the use of this Site and supersedes any prior or contemporaneous understandings and agreements between you and we related to its subject matter.

6. Independent Contractors

Nothing in this Agreement shall be deemed to create an agency, partnership, joint venture, employee-employer or franchisor-franchisee relationship of any kind between us and you

7. No Third Party Beneficiaries

This Agreement is between you and us. There are no third party beneficiaries to this Agreement.

8. Section Titles

The section titles in this Agreement are for convenience only and have no legal or contractual effect.

9. Non-Waiver

Our failure to exercise or enforce any right or provision of this Agreement shall not operate as a waiver of such right or provision.

10. Severability

The parties agree that each provision of this Agreement is intended to be construed to be enforceable to the fullest extent possible. If any provision or part of a provision of this Agreement is held to be unlawful, void, or unenforceable, that provision or part of the provision shall be deemed severable from this Agreement and not affect the validity and enforceability of any remaining provisions.

11. Assignment

You may not assign your rights under this Agreement to any third party; we may assign its rights under this Agreement without condition.

12. Price of Gold

TopDollar4Gold's purchases are based on pure gold.

Price of gold varies daily and when Top Dollar 4 Gold purchases gold it will be converted to pure gold.

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